Consolidating student loans increases total repayment

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Disclosure: Student Loan Hero is a free website to help student loan borrowers.We only evaluate lenders and do not issue student loans.This report was not chartered by or created on behalf of any lender listed below.Our team at Student Loan Hero works hard to find and recommend products and services that we believe are of high quality and will make a positive impact in your life.Variable-rate student loans have interest rates that can change during the repayment period.Interest rates may increase or decrease at any time and typically do so based on changes to LIBOR.

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Loans currently in default are generally not eligible for refinancing.

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