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You can have a joint account where you both deposit all your income, pay your bills from and set aside savings.
Total borrowing hit a peak of £153bn in the last recession, and the current budget topped out at £100bn.
It's better to lay all your cards out on the table and set expectations.
Also, if one person will handle the bills, take a moment to show your partner how it's done just in case. Open a joint account where each person contributes a percentage of his or her income to pay for essentials -- ideally under 50% of each person's take-home pay.
Set up your budget according to one partner's income, which means limiting essential expenses like rent, utilities and groceries to less than 50% of that person's income.
Use that one income for everything, from dining out and shopping, to paying off debt and saving for retirement.
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This is especially true of “gray divorces,” divorces that take […]Going through a divorce is a huge emotional blow and will undoubtedly be a pretty big financial blow, too.